LASIK Eye Surgery Cost Hacks: Considering Insurance Plans

LASIK eye surgery can correct astigmatism, farsightedness, and nearsightedness. However, the procedure isn’t’ really for everyone.

People with corneas that are too thin, too flat, too steep, or too lumpy are not eligible for LASIK. So, never assume that you can undergo the operation. Consult your eye doctor first. Once you’ve established that you’re qualified for the procedure, the next thing that you have to do is to find out how much LASIK eye surgery costs in Los Angeles.

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LASIK Eye Surgery Cost in Los Angeles: 6 Things That Affect the Price

The first thing that you need to know about LASIK is that it doesn’t have a set price bracket. Here’s why: the price is set depending on the patient’s eye(s) and its/their condition. The factors listed below may also affect the procedure’s costing.

  • The condition of your right eye vs. the condition of your left eye
  • The eye condition that you have (farsightedness, nearsightedness, or astigmatism)
  • The eye surgeon’s rate
  • The prestige of the medical facility
  • The geographical location or state of the medical facility
  • The technology that’ll be utilized during the operation

Make sure you know your options (that are specific to your center’s location) before undergoing the operation. For instance, if you’re thinking of getting your eyes done in California—maybe in Orange County—research about the options in LASIK financing in Orange County.

Considering Your Current Insurance Plan and Lasik

If you’re presently enrolled in an insurance plan, then there’s a chance that you can get your operation insured. But, don’t get your hopes up. LASIK surgery is not usually included in most insurance companies’ coverage.

Despite this, there are certain circumstances in which insurance agencies may provide leeway and cover the operation. Here are the exceptions.

  • Your occupation involves facing certain safety requirements (e.g., you work in the military, police force, etc.) and you meet specific vision qualifications. Filing for LASIK reconsideration, however, may require an extensive waiting period. Also, there’s no certainty that you’ll qualify.
  • Your occupation involves performing or playing sports professionally. You can present your case to your insurance agency that LASIK operation is a must for you to perform well in your field. However, like the previous point, this may take a long consideration period and there is no certainty that you’ll win.

Getting an Insurance Plan for Your LASIK Surgery

If you’re not registered to any insurance plan at the moment (or at least not one that covers LASIK procedure), consider getting one for your operation. It’ll bring you peace of mind especially if you’re anxious about undergoing the procedure. Just don’t sign the first one that you encounter. Consider these two things first before signing an insurance deal.

  • Make sure your LASIK facility acknowledges the insurance plan.
  • Otherwise, why get that plan for your operation at all? Ask your LASIK surgeon as to what insurance discount plans does his/her hospital accept. You can also go online and visit your health center’s website.

  • Make sure the insurance plan covers LASIK procedure.
  • LASIK is seldom covered by health insurances, citing it as either a cosmetic or an elective operation. So ask your prospective insurance company about their LASIK coverage (or non-coverage).

Also, as mentioned before, research as much as you can about the payment options of your center’s location. Search for “LASIK financing in Orange County” or the like to learn more about your choices.

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